Privacy Policy

MASTER PRIVACY & DATA PROTECTION POLICY

Document Code: BIZ-CAN-PRIVACY-2024
Effective Date: Dec 10, 2024
Corporate Identifiers: 🇨🇦 BN: 791892613 | 🇺🇸 EIN: 98-1906505 | 🇬🇧 UK: 16666993
Portal Application: www.bizoso.ca
Governing Jurisdiction: Province of Ontario, Canada
Regulatory Framework: Personal Information Protection and Electronic Documents Act (PIPEDA); General Data Protection Regulation (GDPR); Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

1. THE "HONEST CLIENT" MANDATE & CONDITIONAL PRIVACY

Bizoso Consulta is committed to protecting the personal, financial, and biometric data of our lawful clients. However, this policy explicitly establishes that privacy is a conditional right reserved solely for individuals conducting legitimate business.

  1. The Fraud Exception: Bizoso Consulta explicitly declares that data confidentiality and privacy protections are fundamentally voided if a Client engages in malicious activity. If a Client utilizes our infrastructure to transmit forged documents, commit identity fraud, launder money, or execute malicious credit card chargebacks, their right to data privacy is immediately and irrevocably terminated. We do not act as a digital shield for fraudulent or illegal activities, and we will aggressively utilize your data to protect our corporate integrity.

2. COMPREHENSIVE DATA COLLECTION & METADATA TRACKING

To execute our professional administrative facilitation and strictly comply with Canadian and international Anti-Money Laundering (AML) regulations, we must collect sensitive, verifiable data. We do not support anonymous transactions.

  1. Identity & Biometric Data: We collect government-issued identification (Passports, Driver’s Licenses, National IDs), dates of birth, physical identifiers, and corporate registry details required to form businesses or process visas on your behalf.
  2. Financial & Transactional Data: We collect bank statements, tax records, source of funds declarations, and digital payment gateway metadata. (Note: We do not store full credit card numbers on our servers; they are securely tokenized via authorized, PCI-compliant financial gateways like Stripe or institutional banks).
  3. The Digital Audit Trail (Metadata): To enforce the Canadian Electronic Commerce Act (CECA), our CRM permanently captures your exact Public IP address, browser fingerprints, operating systems, geographic location data, and precise cryptographic timestamps of every login, click, and document upload within the portal. This ensures absolute "Non-Repudiation" (preventing you from claiming you did not sign or upload a document).

3. LAWFUL PROCESSING & UTILIZATION OF DATA

Bizoso Consulta acts as both a Data Controller and Data Processor. We do not sell your data to marketing agencies. We utilize your data exclusively for lawful operational execution.

  1. Service Execution: We use your personal and corporate data strictly to compile, format, and submit your administrative, corporate, or immigration applications to sovereign governments (e.g., Corporations Canada, IRCC, USCIS, Companies House).
  2. Security & AML Compliance: Under FINTRAC (Canada) and FinCEN (USA) guidelines, we utilize your financial data to intercept fraudulent credit card chargebacks, verify your identity, and ensure our systems are not being used for international money laundering.
  3. Third-Party Verification (TPV): We reserve the right to independently verify the authenticity of your uploaded documents by directly contacting the issuing authorities (e.g., confirming a bank statement with your bank manager or an educational degree with your university registrar).

4. GLOBAL DATA SHARING & CROSS-BORDER TRANSFERS

Bizoso Consulta operates a global administrative network. By utilizing our services, you explicitly consent to the cross-border digital transfer of your personal data to execute your requested services.

  1. Sovereign Governments: To provide our services, your data is proactively shared with the immigration agencies, border forces, and corporate registries of your target destination (e.g., Canada, USA, UK).
  2. Licensed Third-Party Vendors: If your service requires it, we share your data with authorized Registered Agent (RA) networks, virtual office providers, or independent legal counsel retained specifically to handle your corporate compliance or legal referrals.
  3. Internal Corporate Hubs: We share data securely across our own international corporate network to facilitate uninterrupted administrative processing and 24/7 quality assurance.

5. THE LAW ENFORCEMENT HANDOFF (PROACTIVE DISCLOSURE)

Bizoso Consulta complies strictly with international immigration laws and federal cybercrime statutes. We will proactively breach client confidentiality without prior notice under specific legal triggers.

  1. Detection of Forgery or Fraud: If our internal compliance team detects that a Client has uploaded fabricated bank statements, forged educational degrees, altered government IDs, or utilized stolen credit cards.
  2. Mandatory Reporting: In the event of detected fraud, Bizoso Consulta will immediately package the Client's unredacted documents, identity data, and CRM IP tracking logs. We will voluntarily surrender this complete digital dossier directly to federal law enforcement, including the Royal Canadian Mounted Police (RCMP), the FBI, or the UK National Crime Agency (NCA).
  3. Embassy Integrity Notification: We reserve the right to proactively disclose fraudulent submissions directly to the Fraud Prevention Units of relevant sovereign embassies (e.g., IRCC, USCIS, UKVI) to officially withdraw our corporate representation and clear our firm of liability.

6. DATA RETENTION, PURGE PROTOCOLS & LEGAL HOLDS

We are a premium administrative processing firm, not a permanent cloud storage provider. We maintain strict data retention schedules to satisfy the Canada Revenue Agency (CRA) while mitigating cyber risks.

  1. Financial & Billing Records (The 7-Year Mandate): As required by the CRA and FINTRAC, all financial invoices, payment metadata, and signed corporate agreements are securely retained for exactly seven (7) years for tax compliance and AML auditing.
  2. The 90-Day Purge Protocol: For standard application documents (e.g., passport scans, resumes), our servers will permanently and irreversibly delete your uploaded files exactly ninety (90) days after your case reaches a final conclusion (Embassy Decision, Case Abandonment, or Contract Execution).
  3. The "Legal Hold" Trigger: If your account is flagged for document fraud, a financial chargeback dispute, or active civil litigation, your data will be placed on an indefinite "Legal Hold." It will absolutely not be deleted until the investigation or legal proceeding fully concludes in Bizoso Consulta's favor.

7. CONDITIONAL DATA RIGHTS (PIPEDA & GDPR)

Under PIPEDA (Canada) and the GDPR (for applicable UK/EU clients), you possess certain rights regarding your data. However, these rights are not absolute and are subject to strict legal limitations.

  1. Right to Access & Rectification: You may request a copy of the data we hold or request corrections to inaccuracies by opening a formal CRM support ticket.
  2. Denial of the "Right to be Forgotten" (Anti-Spoilation): You may request the deletion of your account. However, Bizoso Consulta will absolutely and categorically deny any deletion request if the data is required to comply with a 7-year CRA tax obligation, if there is an active financial dispute/chargeback, or if the file is currently under investigation for document forgery. The Right to be Forgotten cannot be weaponized to destroy evidence of a breach of contract or a financial crime.

8. DIGITAL SECURITY & UNAUTHORIZED ACCESS

We deploy enterprise-grade infrastructure to protect your data from external threats.

  1. Encryption: All Client data is encrypted continuously both in transit (via TLS 1.3/SSL protocols) and at rest within our secure CRM architecture.
  2. Access Controls: Client data is completely segregated. Access is granted to Bizoso Consulta employees strictly on a "Need-to-Know" basis, locked behind Multi-Factor Authentication (MFA).

9. POLICY AMENDMENTS & BINDING ACCEPTANCE

Bizoso Consulta reserves the absolute right to update this Privacy Policy at our sole corporate discretion to adapt to emerging Canadian and international privacy laws. Significant changes will be updated on this page. Continued use of our digital infrastructure, portal, or website constitutes your binding, unalterable acceptance of these data protection protocols.

Bizoso Consulta Locations & Support:

We`re fully e-Company, we do not offer in-person appointments
🇨🇦 Toronto (HQ): 735-D 2967 W Dundas St. W, Toronto, ON
🇨🇦 Calgary: 1122 3 St SE, Calgary, AB
🇺🇸 New York: 211 E 43rd St, 753 - 7th Floor, New York, NY
Phone: +1-(437)-524-6729 | +1-(289)-204-6621
Email: [email protected] | Web: www.bizoso.ca